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You Earned The Vacation, Let Us Protect It.

We know travel insurance can seem like just one more expense, and many travelers ask the question why buy travel insurance and why get travel insurance? Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad.

We at Adroit tour and travels pvt ltd work with a motto to provide immense satisfaction to each and every customer. Unlike other visa companies who are stubborn with their rules, Adroit tour and travels pvt ltd gives you the opportunity to choose plans which suits your budget and expectations to the fullest. We have a team of experienced professionals who are a strong backbone of our organization and they make sure that the customer is satisfied with all the services.

Travel Insurance Policies

 COMPARE & BUY BEST TRAVEL INSURANCE POLICIES IN INDIA
Travel Insurance Companies Eligibility Medical Check-up Inclusions Exclusions
SBI Travel Insurance 6 Months to 70 Years Not required Accidental cover up to 10% of the coverage limit ($25K)
Personal liability cover up to 50% of the coverage limit (or $2,00,000)
Loss or passport, checked baggage, cover against hijack, etc.
Claim filed by an individual who is part of Military, Air force, or Navy.
Any claim arising in relation to a nuclear or civil war, or when travelling via an aircraft not licensed to carry passengers.
Loss or injuries arising from mountain climbing, racing, or any professional sports.
Claims arising from any of the criminal acts.
Religare Travel Insurance Up to 70 Years Not required Medical Benefits:
Emergency hospitalisation expense cover including IPD and OPD expenses
Double sum insured for accidental hospitalisation
Pre-existing illness cover after 48 months
Common Carrier Accidental Death
Repatriation of Mortal RemainsNon-medical Benefits : 
Compassionate visit
Covers loss of important documents such as a passport
Trip delay/cancellation or interruption
Emergency medical evacuation
Upgradation of air tickets to business class
Loss of Checked-in Baggage
Personal liability cover
No claim is accepted during 30 days waiting period, except accidental claim
Injuries arising out of adventurous activities
Claim arising out of the war, warlike situation, nuclear weapon, civil war etc.
Intentional injuries like suicide, attempt to suicide etc.
Claim for specific illness will be covered after 2 years of the waiting period
Dental treatment or surgery
cost of spectacles and contact lenses or hearing aids etc
TATA AIG Travel Insurance Up to 70 Years N/A Accidental Death or Dismemberment
Delay or Loss of baggage, Personal liability, passport loss, hijack cash benefit, or trip delay or cancellation
Travelling despite physician’s advice or for medical treatment
Injuries arising out of adventurous activities
Claims arising from a pre-existing condition
Attempt to suicide, mental disorder, STD, depression
Claim arising from war, life-threatening sports, etc.
Bajaj Allianz Travel Insurance Up to 75 years of age N/A Hospitalization expenses, loss of baggage, trip delay or cancellation
Emergency cash in a foreign land
Attempt to suicide due to mental disorder, drug or alcohol consumption
Loss or passport
HDFC ERGO Travel Insurance 6 Months to 70 Years Not required until you’re 70 Emergency medical expenses
Dental expenses (if any)
Emergency hospital cash
Personal accident coverage
Flight delay, loss of checked baggage, passport
Flight hijack cover
Attempt to suicide due to mental disorder, drug or alcohol consumption
Treatment other than allopathy, pregnancy or childbirth, miscarriage, abortion
Bharti AXA Travel Insurancee 3 Months to 60 Years N/A Expenses arising from emergency medical evacuation/death
Personal accident causing death or dismemberment
Loss or passport or other travelling documents
Flight delay/loss of checked baggage
Expenses arising from emergency medical evacuation/death
Personal accident causing death or dismemberment
Loss or passport or other travelling documents
Flight delay/loss of checked baggage
Future Generali Travel Insurance 6 Months to 71 Years

71 to 80 Years (Senior Citizen)

N/A Loss of checked baggage
Compensation for a duplicate passport if lost
Personal accident causing death or permanent dismemberment
Pre-existing medical conditions
Emergency arising out of consumption of alcohol or any other intoxicants
Self-inflicted acts causing bodily injuries
Medical emergency arising out of pregnancy, miscarriage, abortion, or during childbirth.
IFFCO Tokio Travel Insurance N/A Not required until you’re 70 Health care expenses are covered, including dental treatment
Daily hospital cash
Loss of passport
Personal accident
Personal liability
Loss of baggage
Flight delay
Any existing condition leading to claims after policy commencement
Claim filed by an individual who is part of Military, Air force, or Navy.
Claims arising from riots, terrorist activities etc.
Injuries caused indirectly due to radioactive, hazardous, ionizing acts etc.
Cholamandalam Travel Insurance 3 Months to 80 Years

61 Years to 70 Years (Senior citizens)

Not required until you’re 65 Medical emergency during the trip
Coverage for any illness or injury
Loss of checked baggage
Expenses incurred for obtaining a fresh passport
Coverage for hijack distress
Pre-existing medical conditions
Injuries caused indirectly due to radioactive, hazardous, ionizing acts etc.
Injuries arising out of fatal sports activities
Apollo Munich Travel Insurance 6 Months to 70 Years N/A Medical assistance
Loss of checked baggage
Hijack distress
Personal accident causing death or permanent dismemberment
Trip delay or cancellation
Expenses incurred for obtaining a fresh passport
The Sole purpose of the journey is to avail medical treatment
Any claim arising in relation to a nuclear or civil war, revolution, invasion, riots, nuclear or radioactive contamination etc.
Medical emergency arising out of pregnancy or childbirth, miscarriage, abortion.
Injuries arising out of fatal sports activities scuba diving, mountain climbing, parachuting etc.

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