You Earned The Vacation, Let Us Protect It.
We know travel insurance can seem like just one more expense, and many travelers ask the question why buy travel insurance and why get travel insurance? Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad.
We at Adroit tour and travels pvt ltd work with a motto to provide immense satisfaction to each and every customer. Unlike other visa companies who are stubborn with their rules, Adroit tour and travels pvt ltd gives you the opportunity to choose plans which suits your budget and expectations to the fullest. We have a team of experienced professionals who are a strong backbone of our organization and they make sure that the customer is satisfied with all the services.
Travel Insurance Policies
COMPARE & BUY BEST TRAVEL INSURANCE POLICIES IN INDIA
| Travel Insurance Companies | Eligibility | Medical Check-up | Inclusions | Exclusions |
|---|---|---|---|---|
| SBI Travel Insurance | 6 Months to 70 Years | Not required | Accidental cover up to 10% of the coverage limit ($25K) Personal liability cover up to 50% of the coverage limit (or $2,00,000) Loss or passport, checked baggage, cover against hijack, etc. |
Claim filed by an individual who is part of Military, Air force, or Navy. Any claim arising in relation to a nuclear or civil war, or when travelling via an aircraft not licensed to carry passengers. Loss or injuries arising from mountain climbing, racing, or any professional sports. Claims arising from any of the criminal acts. |
| Religare Travel Insurance | Up to 70 Years | Not required | Medical Benefits: Emergency hospitalisation expense cover including IPD and OPD expenses Double sum insured for accidental hospitalisation Pre-existing illness cover after 48 months Common Carrier Accidental Death Repatriation of Mortal RemainsNon-medical Benefits : Compassionate visit Covers loss of important documents such as a passport Trip delay/cancellation or interruption Emergency medical evacuation Upgradation of air tickets to business class Loss of Checked-in Baggage Personal liability cover |
No claim is accepted during 30 days waiting period, except accidental claim Injuries arising out of adventurous activities Claim arising out of the war, warlike situation, nuclear weapon, civil war etc. Intentional injuries like suicide, attempt to suicide etc. Claim for specific illness will be covered after 2 years of the waiting period Dental treatment or surgery cost of spectacles and contact lenses or hearing aids etc |
| TATA AIG Travel Insurance | Up to 70 Years | N/A | Accidental Death or Dismemberment Delay or Loss of baggage, Personal liability, passport loss, hijack cash benefit, or trip delay or cancellation |
Travelling despite physician’s advice or for medical treatment Injuries arising out of adventurous activities Claims arising from a pre-existing condition Attempt to suicide, mental disorder, STD, depression Claim arising from war, life-threatening sports, etc. |
| Bajaj Allianz Travel Insurance | Up to 75 years of age | N/A | Hospitalization expenses, loss of baggage, trip delay or cancellation Emergency cash in a foreign land |
Attempt to suicide due to mental disorder, drug or alcohol consumption Loss or passport |
| HDFC ERGO Travel Insurance | 6 Months to 70 Years | Not required until you’re 70 | Emergency medical expenses Dental expenses (if any) Emergency hospital cash Personal accident coverage Flight delay, loss of checked baggage, passport Flight hijack cover |
Attempt to suicide due to mental disorder, drug or alcohol consumption Treatment other than allopathy, pregnancy or childbirth, miscarriage, abortion |
| Bharti AXA Travel Insurancee | 3 Months to 60 Years | N/A | Expenses arising from emergency medical evacuation/death Personal accident causing death or dismemberment Loss or passport or other travelling documents Flight delay/loss of checked baggage |
Expenses arising from emergency medical evacuation/death Personal accident causing death or dismemberment Loss or passport or other travelling documents Flight delay/loss of checked baggage |
| Future Generali Travel Insurance | 6 Months to 71 Years
71 to 80 Years (Senior Citizen) |
N/A | Loss of checked baggage Compensation for a duplicate passport if lost Personal accident causing death or permanent dismemberment |
Pre-existing medical conditions Emergency arising out of consumption of alcohol or any other intoxicants Self-inflicted acts causing bodily injuries Medical emergency arising out of pregnancy, miscarriage, abortion, or during childbirth. |
| IFFCO Tokio Travel Insurance | N/A | Not required until you’re 70 | Health care expenses are covered, including dental treatment Daily hospital cash Loss of passport Personal accident Personal liability Loss of baggage Flight delay |
Any existing condition leading to claims after policy commencement Claim filed by an individual who is part of Military, Air force, or Navy. Claims arising from riots, terrorist activities etc. Injuries caused indirectly due to radioactive, hazardous, ionizing acts etc. |
| Cholamandalam Travel Insurance | 3 Months to 80 Years
61 Years to 70 Years (Senior citizens) |
Not required until you’re 65 | Medical emergency during the trip Coverage for any illness or injury Loss of checked baggage Expenses incurred for obtaining a fresh passport Coverage for hijack distress |
Pre-existing medical conditions Injuries caused indirectly due to radioactive, hazardous, ionizing acts etc. Injuries arising out of fatal sports activities |
| Apollo Munich Travel Insurance | 6 Months to 70 Years | N/A | Medical assistance Loss of checked baggage Hijack distress Personal accident causing death or permanent dismemberment Trip delay or cancellation Expenses incurred for obtaining a fresh passport |
The Sole purpose of the journey is to avail medical treatment Any claim arising in relation to a nuclear or civil war, revolution, invasion, riots, nuclear or radioactive contamination etc. Medical emergency arising out of pregnancy or childbirth, miscarriage, abortion. Injuries arising out of fatal sports activities scuba diving, mountain climbing, parachuting etc. |
Testimonial
“I will definitely recommend your company to anyone who needs assistance with visas.”
Sunny BajajTeam Leader
“I will definitely recommend your company to anyone who needs assistance with visas.”
Manish AroraManager
“I am writing this letter to express my sincere gratitude for the contribution made by Adroit Visa for the magnificent job.”
Parminder KaurSr. Analyst